Investor with capital (Kapitaalkrachtige investeerder 2014)

Who does this apply to?

• Foreigner investing capital in good faith considered of essential importance to Curaçao (generates jobs, attracts foreign currency, or stimulates economic development)

Costs

Tiered according to the amount invested:

• investment of XCG 500,000 -> fee XCG 1,865 and a 3-year permit.
• Investment of XCG 750,000 -> fee XCG 3,095 and a 5-year permit.
• Investment of XCG 1,500,000 -> fee XCG 6,170 and an indefinite permit.

Work out your total for your investment tranche, including the deposit for your nationality: open the cost calculator →

Decision time

4 months: on October 12, 2026 the Toelatingsorganisatie confirmed in writing that it has 4 months to decide and tries to handle investor applications as soon as possible. The application is only registered once the payment shows up in its account. You wait for the decision on a first application outside Curaçao.

Requirements

Gathering your papers? Tick them off in your checklist, remove what does not apply and print it: open my document checklist →

• Proof of payment of the fees for the chosen tranche (XCG 1,865, 3,095 or 6,170). Bring originals and a photocopy of everything
• Investor application form, complete, reasoned and signed
• Copy of your valid passport and 4 passport photos (35 x 45 mm, fotomatrix model 2007)
• Copy of your birth certificate (no more than 1 year old; legalized or apostilled depending on the country, except the EU), showing the original
• Certificate of good conduct from your last place of residence (no more than 3 months old)
• Health insurance policy that also covers admission to and care in a psychiatric institution
• Statement from a local bank that you have already made an investment in Curaçao (purchase of real estate or a business investment) of at least XCG 500,000, 750,000 or 1,500,000, depending on the tranche
• To renew: payment, application form, passport, 4 photos, health insurance and proof of the investment on which your permit was granted
• Family members (each one files their own application): payment, application form, passport, 4 photos, birth certificate, certificate of conduct, health insurance, marriage certificate (if you married abroad, also its registration at Publieke Zaken in Curaçao, unless the couple arrives together) or notarial cohabitation agreement made in the Netherlands or the BES islands with proof that both partners are single, divorced or widowed, the children's school enrollment, deed of recognition if any and, if one of the parents is not coming, their passport with their notarial declaration of no objection or the custody ruling; plus a guarantee statement signed by you, with an XCG 10 stamp, for each family member

Steps to apply

1. Gather the local bank's statement on the investment made, for the tranche amount
   How to get this done

   You need a statement from a local bank that you have already made the investment in Curaçao (purchase of real estate or a business investment) for the tranche amount (XCG 500,000, 750,000 or 1,500,000): that is what the document list of the 2014 ministerial decree asks for. The conditions of that decree speak of having made or intending to make the investment; if you have not made it yet, ask first what proof they accept.

2. Pay the fee corresponding to your investment tier at Maduro & Curiel's Bank or Banco di Caribe
   How to get this done

   Maduro & Curiel's Bank (MCB): to pay immigration fees (account 31967908, in the name of the Toelatingsorganisatie)

   Photo: Kattiel, CC BY-SA 4.0

   Plasa Jojo Correa 2-4, Punda, Willemstad, Curaçao (Punda Head Office) — Google Maps

   Monday to Friday 08:00–14:00 (main branch; other branches may differ)

   No appointment is needed for a deposit or a transfer. The Toelatingsorganisatie confirmed in writing on October 9, 2026 that you can pay by bank transfer, as the payment order says; the reference must include your full name; your date of birth can be added if there is room.

   How to pay the fee for your procedure

   Payment is made by deposit or transfer in the name of the Toelatingsorganisatie, at Maduro & Curiel's Bank (MCB), account 31967908, or at Banco di Caribe, account 36286001 (both accounts are on the payment order the Toelatingsorganisatie sent us on September 30, 2026). In the payment reference, put your full name, which is mandatory, and your date of birth if there is room (Toelatingsorganisatie, in writing, October 9, 2026). You must pay before submitting your application and show the original proof of payment if asked. Use the 'Payment order' form (on the procedure page) to find the exact amount for your case.

   • Since April 1, 2026, if you apply for a permit for more than 1 year, you pay for all the years in advance: in a first application, the first year at the first-application fee and the others at the renewal fee; if you renew, all of them at the renewal fee (Toelatingsorganisatie payment order, September 30, 2026); see the policy notice on the home page.
   • Keep the paper receipt AND a photo/scan: you need it for the application AND as a back-up if there is a dispute.
3. Scan all requirements as PDF meeting the scanning criteria (in color, without staples, visible edges, ~2cm margins)
   How to get this done

   How to scan your documents correctly

   The scan (or photo) of each document must meet all these criteria, or the system may reject your application: (1) it must be a scan of an original document, not a copy of a copy; (2) scanned as straight as possible, not tilted; (3) no staples, paper clips or fingers visible in the image; (4) not edited or retouched; (5) avoid folds and creases; (6) all data must be sharp, legible and not blurry; (7) no crossed-out, covered or overwritten data; (8) for identity documents the image must show the whole document in colour (passport: top and bottom page; cédula: front and back); (9) leave about 2 cm of margin around the image; (10) the document must not have a translucent/transparent background.

   • Use a real scanner if you have access to one (office, library, copy shop): it gives better results than a phone photo.
   • If you use your phone, do it in good daylight, without direct flash, with the document on a flat, dark surface so the edges are clearly visible.
   • Save each document as a PDF (not a loose JPG) when the procedure explicitly asks for PDF format.
4. Submit the application online
   How to get this done

   How to submit your application online

   First, the Toelatingsorganisatie's portal, permit.immigrationcur.org: that is where you apply for the Van Rechtswege and Niet van Toepassing declarations (since September 1, 2016 they are only accepted online, not at the counter), the extension of a tourist stay and some residence permits, and people with US nationality have to use it too. Each person opens their own account, which also covers their spouse and children. If your procedure is not in the portal, scan the form and the other documents as PDF and send them by email to intake@immigrationcur.org (objections go to info@immigrationcur.org; check which applies on your procedure's page). Attach all the documents, scanned according to the official criteria, plus the proof of payment. If an authorised representative submits the application (not you), a signed authorisation and a copy of their ID must also be attached. You will receive an acknowledgement of receipt by email (the portal's comes from no-reply@immigrationcur.org; if you do not see it, check your spam folder): keep it as proof. Rib'e Lugá was separate, with its own application on that same portal, until registration closed on October 31, 2026.

   • If you send it by email, write a clear subject line (e.g. 'Application VTTV - [your full name]') so it is processed faster.
   • Attach files with descriptive names (e.g. 'passport.pdf', 'birth-certificate.pdf') instead of generic names like 'scan001.pdf'.
   • Keep a copy of everything you send: you will need it if you later have to object to a negative decision.
5. Wait for the decision (up to 4 months) outside Curaçao if it is a first application
   How to get this done

   What to do while you wait for the decision

   The standard term is 4 months from the moment you submit the complete application (the clock does not run while something is missing). If this is your first application for most procedures, you must wait for the decision outside Curaçao (except renewals/changes, which may be awaited in the country). The decision is sent by email to the address you gave on the form; check your spam folder too. You can check the status of your application at any time (see the 'Check the status of an application' page).

   • If you move or change your email address while waiting, report it immediately to info@immigrationcur.org: if they cannot reach you, they may refuse your application for 'failure to cooperate'.
   • Do not buy final return tickets until you have the decision in hand if your plan depends on approval.
6. If positive: schedule an appointment to receive the permit. If negative: 6 weeks to object by email to info@immigrationcur.org
   How to get this done

   Toelatingsorganisatie Curaçao (Admission Office)

   Prinsenstraat 90, Punda, Willemstad, Curaçao — Google Maps

   Monday to Thursday 08:00–15:00, Friday 08:00–12:00

   +5999 733-2000

   info@immigrationcur.org

   Since Monday, November 24, 2025 the office has been back in its renovated building at Prinsenstraat 90, Punda: the information desk and the issuing of residence titles (passport stamps) are there. The temporary location at Saliña 127 (Eurobuilding), used since September 2024, is no longer the Toelatingsorganisatie's address. The phone number is 733-2000; the old numbers 733-2080, 733-2081 and 733-2083 are no longer in use. Appointments to collect a passport stamp, proof of return, refund or final departure are booked through www.immigrationcur.org. For questions, email info@immigrationcur.org or message 'Admission Office Curaçao' on Facebook/Instagram.

   How to object to a negative decision

   You have 6 weeks to file your objection (bezwaar) by email to info@immigrationcur.org. The period starts on the day after the date on which the Toelatingsorganisatie sent you the decision, not the day you receive or read it (LAR, Art. 56; official objection and appeal page): if the letter is slow to arrive or lands in your spam folder, the clock is already running. Your objection must include: your full name and address, a clear description of the decision you are challenging, why you disagree, what outcome you want, your signature, and an address in Curaçao if you live abroad. Attach a copy of the decision and any new evidence. If your objection is rejected (or you prefer to skip this step), you can appeal directly to the Court of First Instance of Curaçao; see the 'Objection and appeal' page for full details, including the legal strategy of asking for a 'provisional measure' (voorlopige voorziening) if you do not want to wait outside the country.

   • Do not let the 6 weeks pass: after that deadline you lose the right to object this way.
   • If your objection is against the refusal of a renewal, by default you still have to wait outside the country, as with a first application, unless you explicitly ask the court for a provisional measure.

Downloadable forms

• Payment order DOCX · 95 KB · in Spanish · Official English version DOCX · 84 KB Fill it in here
  How to fill out this form

  Betalingsopdracht / Orden de pago: the Toelatingsorganisatie publishes the same order in Spanish, English and Dutch, with the Maduro & Curiel's Bank and Banco di Caribe accounts, 1-, 2- and 3-year rows and its own investor row (XCG 1,865 / 3,095 / 6,170).

  Form 910. This is the payment order you use to pay the procedure fees, at Maduro & Curiel's Bank (MCB) or Banco di Caribe, BEFORE you submit your application. You tick the line for your procedure and, for a permit by the year, the duration; each line's amount is already fixed.

  Section single — Select your product/service: Mark (with an X or a circle) the line that matches your procedure EXACTLY. For a permit by the year, tick the purpose and, below it, the duration: 1, 2 or 3 years for a first application or a change of purpose; if you renew, the duration under “Renewal”. Each duration already carries the total for all the years, so do not add anything up; the table below gives the amount for 1 year. For example, a first application for work is XCG 655 for 1 year, 1,270 for 2 and 1,885 for 3, and renewing a work-based permit costs XCG 615 for 1 year, 1,230 for 2 and 1,845 for 3.

  Proof of return	XCG 225
  Niet van Toepassing declaration	XCG 225
  Van Rechtswege declaration	XCG 615
  Internship stay	XCG 525
  Short stay	XCG 535
  Tourist stay extension	XCG 525
  Duplicate	XCG 195
  Final departure	XCG 145
  Investor, 3 years	XCG 1,865
  Investor, 5 years	XCG 3,095
  Investor, indefinite	XCG 6,170
  First application (work)	XCG 655
  First application (family reunification)	XCG 655
  First application (study)	XCG 625
  First application (rentier/own business/pensioner)	XCG 635
  Renewal (work/study/rentier/pensioner/own business)	XCG 615
  Renewal (family reunification)	XCG 625
  Change of purpose	XCG 615

  Tips

  • ⚠️ Remember: since April 1, 2026, if your permit is for more than 1 year (up to 3 years), you pay for all the years in advance: in a first application, the first year at the first-application amount and each extra year at the renewal amount; if you renew, all of them at the renewal amount. The order's 2- and 3-year rows already carry that sum (Toelatingsorganisatie payment order, September 30, 2026).
  • The order has no row for a change to study: the Toelatingsorganisatie confirmed in writing on October 12, 2026 that it costs XCG 615, like the other changes. Ask them how to mark it before paying.
  • In the payment reference of the bank deposit, write your full name, which is mandatory. The order asks for “only the full name”, but the Toelatingsorganisatie clarified in writing on October 9, 2026 that your date of birth can also go in if there is room.
  • Keep the paper or scanned receipt — you must show the original for inspection when you hand in your application.
• Investor application form DOCX · 46 KB · in Dutch Fill it in here
  How to fill out this form

  TO-Aanvraagformulier-Investorspermit-1: the same form as 'Formulario-invercionista', uploaded twice under a different file name. Identical content. Despite the Spanish file name it is in Dutch; the Toelatingsorganisatie also publishes an English version (Application form investor), but not a Spanish one. The English one dates from October 2014 and tells you to pay at Girobank (account 1500059): do not use those payment details; today you pay at Maduro & Curiel's Bank or Banco di Caribe.

  Specific form for the 'Investors Permit 2014'. It is NOT the general VTTV form: it is only for those applying for residence on the basis of a capital investment.

  Section 1 — Reason for the application (Reden aanvraag): Mark: first application or renewal. There is no 'change' option on this form.

  Section 2 — Applicant's personal details: Surname, first names, sex, date/place/country of birth, nationality, address abroad (first application only) and in Curaçao, phone, email, passport details, FMSCRV number if you had a permit before, and marital status (single / married with partner's name and date / divorced with ex-partner's name and date / widow or widower).

  Section 3 — Payment details and requested duration: ⚠️ KEY FIELD: here you choose the permit DURATION by ticking a box: 3 years, 5 years or indefinite (onbepaald). The minimum investment required depends on the duration you choose (see below). Note the deposit date and the exact amount paid in XCG.

  Section 4 — Guarantor's personal details: Only if you are applying as a dependent family member of a main investor: the guarantor is the main person you will live with. Give their CRIB number if they have one.

  Section 5 — Grounds for your application: Free space to explain your situation; add a blank page if you need more room.

  Section 6 — Declaration on criminal record: The same sworn statement about having no criminal record as in the general form. If you cannot truthfully declare it, explain why in the space provided. Do not conceal anything here.

  Section 7 — Authorisation and signature: You authorise the Toelatingsorganisatie to verify your details with the Public Prosecutor, Interpol, the Tax Office, SVB, SOAW, banks and insurers. You sign yourself; children who have turned 12 sign themselves.

  Tips

  • 🔑 The minimum investment depends on the duration you ask for: XCG 500,000 for 3 years, XCG 750,000 for 5 years or XCG 1,500,000 for an indefinite permit. You prove it with a statement from a local bank that you made the investment (a property purchase or a business investment) for that amount.
  • ⚠️ The form says THIS application is submitted IN PERSON at the Toelatingsorganisatie's Intake counter, by the applicant or by a representative. Not any more: on October 12, 2026 the Toelatingsorganisatie replied in writing that since COVID it no longer accepts applications at the counter, and that they are sent by email (intake@immigrationcur.org) or through the portal, like the others.
  • You need 4 passport photos (photo matrix model 2007, 35 mm x 45 mm) on top of all the usual documents (passport, birth certificate, certificate of good conduct, health insurance).
  • For the renewal you no longer need to provide the birth certificate or the certificate of good conduct again: only proof that the original investment is still in place, passport, photos, health insurance and the corresponding payment.

Important notes

• There is no 'Van Rechtswege Declaration' route for this category (unlike rentier/pensioner): only the permit (vergunning) procedure exists, with the normal 4-month evaluation period.
• The cost and duration of the permit are directly proportional to the amount invested, with 3 fixed tiers.
• How to submit it: by email or through the portal. The investor form says the application is submitted in person at the Intake desk, but on October 12, 2026 the Toelatingsorganisatie replied in writing that since COVID it no longer accepts applications at the desk: they are sent by email (intake@immigrationcur.org) or through the portal, like the others. It only registers the application once the payment shows up in its account: if the transfer comes from a country where it takes long to arrive, the application is not processed in the meantime (Toelatingsorganisatie in writing, October 12, 2026).
• Threshold for the indefinite permit: XCG 1,500,000, according to the official page, the forms, the English version of the 2014 ministerial decree and the policy in force since April 1, 2026. The Spanish translation of that decree says XCG 1,000,000 at one point, but 1,500,000 everywhere else: it is a translation error. The 500,000 (3 years) and 750,000 (5 years) tranches match in every source. On October 12, 2026 the Toelatingsorganisatie confirmed in writing that the minimum is XCG 1,500,000.
• There is no renewal like for other permits. When your 3- or 5-year permit ends, to continue you apply again as an investor and pay the fee for your investment level again (XCG 1,865 or 3,095), not a fee per year. The Toelatingsorganisatie has 4 months to decide (in writing, October 12, 2026); the 2014 ministerial decree set a shorter term. The decree also requires health insurance covering psychiatric admission and care, and the guarantee deposit (except for those exempt under Art. 11 LTU). That deposit is paid only once: when you apply again, you do not pay another one (Toelatingsorganisatie in writing, October 14, 2026).
• Family members do not come in automatically: each one applies for their own permit for family reunification or formation, under the conditions of the general policy, and, if granted, receives the same period as the investor and it expires with theirs. If the marriage is dissolved, the former spouse must apply for a change of their permit. (2014 ministerial decree, section 2) They pay the family reunification fee for the years you apply for and, when you apply again, each family member renews their own permit, with their own application (Toelatingsorganisatie in writing, October 14, 2026).

Frequently asked questions